After today, Daniel Van Delft, CEO of Currence, announced that the giro range model has an official life of one year. He is optimistic about phasing out this method of payment: “It’s going according to plan. Currency, payment providers, service desks and printers are no longer making new giro agreements.”
Most payment organizations have already selected one or more alternatives, such as direct debit, iDeal QR codes, and (paper-based) payment instructions. The remaining acceptable giro distributors will let their payers (mainly consumers) know from the second half of 2022 what alternatives they are switching to.
antique way
Less and less were actually paid through the giro collection form. This year, the number of distributors for this payment method decreased from 7,700 to 6,000, and fewer than 250,000 paper collection forms were processed. Online purchases – and therefore online payments – are still on the rise, according to figures from the e-commerce payment watchdog. More than a quarter of all online purchases are made from a smartphone or tablet, without an additional login device. So these devices can be called approx.
By the end of 2021, 87% of all contactless card payments were made, primarily via contactless payment cards, and increasingly using a smartphone or wearable. It is not possible to find separate numbers for the last group, because they fall under a card without a card.
And the mutual payment of money to one another is increasingly being done electronically. Only 39.1% of mutual payments are made in cash, while other payments are made online, such as the well-established Tikkie.
Almost half a century
The giro collection form dates back to 1977. Meanwhile, paper collection forms still sent out often end up in the trash. Last year it was announced that this paper-based method of transferring money had ended.
The KBO-PCOB announced at the time that it was not satisfied with the decision, as it would be difficult for frail seniors to deal with new payment methods.
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